Terms of Use

Agreement to Terms

Welcome to Shiny Symposium. By accessing or using our website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you should not use our website or services.

These terms apply to all visitors, users, and others who access or use our website and services.

Changes to Terms

We reserve the right to modify these terms at any time. We will indicate material changes by updating the "last updated" date at the top of this page. Your continued use of the website after such changes constitutes acceptance of the modified terms.

We encourage you to review these terms periodically to stay informed of any updates.

About Our Services

Shiny Symposium provides financial management guidance and educational services. Our website offers information about these services and allows you to contact us regarding potential engagements.

Nature of Guidance

The guidance we provide is educational and advisory in nature. We help clients understand their financial situations and develop strategies for improvement, but we do not manage money, hold client funds, or execute financial transactions on behalf of clients.

Not Financial Advice for Investment Purposes

While we provide financial management guidance, we do not provide regulated investment advice. If your needs require regulated financial advice, we can help you understand this and direct you to appropriate regulated advisors.

Professional Relationship

Use of our website does not create a professional relationship. A formal engagement begins only when we've agreed to terms in writing, typically through a service agreement or engagement letter.

Use of Website

Permitted Use

You may use our website for lawful purposes only, specifically to learn about our services, access information we've made publicly available, and contact us regarding potential engagements.

Prohibited Activities

You agree not to use our website to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful code, viruses, or malicious software
• Attempt to gain unauthorised access to our systems
• Interfere with the proper functioning of the website
• Collect information about other users
• Impersonate any person or entity
• Use automated systems to access the site without permission

Intellectual Property

The content on this website, including text, graphics, logos, images, and software, is the property of Shiny Symposium or its content suppliers and is protected by UK and international copyright laws.

You may view and print pages from the website for your personal, non-commercial use, but you may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content without our written permission.

Our name, logo, and all related names, designs, and slogans are trademarks of Shiny Symposium. You may not use these marks without our prior written consent.

Website Content and Information

Accuracy of Information

We strive to ensure information on our website is accurate and up to date, but we make no warranties or representations about the accuracy, completeness, or timeliness of any content on this site.

Financial information, regulations, and best practices change over time. Website content is general in nature and should not be relied upon as specific advice for your situation.

Educational Purpose

Content on our website, including any financial tips or general guidance, is provided for educational purposes. It does not constitute specific advice tailored to your circumstances. For personalised guidance, you should engage our services formally or consult with an appropriate professional.

No Guarantee of Outcomes

Any case examples, testimonials, or outcomes described on our website represent specific situations and results. We cannot guarantee that you will achieve similar results, as individual circumstances vary significantly.

Links to Third-Party Websites

Our website may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

The inclusion of any link does not imply endorsement by Shiny Symposium. Use of any linked website is at your own risk.

Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our website, you consent to such processing and you warrant that all data provided by you is accurate.

Please review our Privacy Policy, GDPR information, and Cookies Policy to understand our data practices.

Disclaimer of Warranties

Our website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, timely, secure, or error-free, or that defects will be corrected. We make no warranty regarding the results that may be obtained from use of the website or the accuracy or reliability of any information obtained through the website.

Limitation of Liability

To the fullest extent permitted by applicable law, Shiny Symposium shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your access to or use of or inability to access or use the website
• Any conduct or content of any third party on the website
• Any content obtained from the website
• Unauthorised access, use, or alteration of your transmissions or content

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Nothing in these terms shall limit or exclude our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be limited or excluded by UK law.

Indemnification

You agree to indemnify, defend, and hold harmless Shiny Symposium, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the website, your violation of these terms, or your violation of any rights of another party.

Service Engagement Terms

If you engage our professional services, additional terms will apply as set out in a separate service agreement or engagement letter. In the event of any conflict between these Terms of Use and a signed service agreement, the service agreement will take precedence regarding the specific services being provided.

Service Fees

Fees for our services are outlined on our Services page and in engagement agreements. Fees are subject to change, but any changes will not affect services already contracted for at previously agreed rates.

Cancellation

Cancellation policies for scheduled consultations will be outlined in your service agreement. Generally, we require reasonable notice for cancellations or rescheduling.

Professional Standards

We maintain professional standards in all our work and adhere to applicable regulations governing financial guidance services in the United Kingdom. We are committed to treating all clients fairly and providing competent, ethical service.

Confidentiality

We maintain strict confidentiality regarding client information, subject to legal obligations to disclose information in certain circumstances, such as legal proceedings or regulatory requirements.

Conflicts of Interest

We take care to identify and manage any potential conflicts of interest. If we identify a conflict that we cannot appropriately manage, we will inform you and may need to decline or terminate an engagement.

Termination

We reserve the right to terminate or suspend your access to our website immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.

Upon termination, your right to use the website will immediately cease. All provisions of these terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any disputes arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable or invalid under applicable law, such unenforceability or invalidity shall not render these terms unenforceable or invalid as a whole. Such provisions shall be deleted without affecting the remaining provisions.

Waiver

Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. Any waiver of any provision of these terms will be effective only if in writing and signed by us.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any service agreements you enter into with us, constitute the entire agreement between you and Shiny Symposium regarding use of our website and services, superseding any prior agreements.

Contact Information

If you have questions about these Terms of Use, please contact us:

Shiny Symposium
142 Colmore Row
Birmingham
B3 3AP
United Kingdom
Email: [email protected]

Accessibility

We are committed to making our website accessible to all users. If you experience any difficulty accessing our website or have suggestions for improvement, please contact us.

Force Majeure

We shall not be liable for any failure to perform our obligations under these terms where such failure results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.